Health Care Insurance Students

Health Care Insurance

Students participating in WISE Abroad internship or study abroad programs receive health insurance coverage as part of their program fees under the HTH Global Health Plan or CISI. HTH Worldwide Insurance Services provide students traveling abroad with high quality health insurance programs and services. Students staying beyond the duration of the program are recommended to purchase additional insurance. Students are recommended to speak to their parents/guardians and family doctors to discuss their health care options. Students participating in the TEFL and Work and Travel USA programs will be assisted with the insurance application process. The health benefits provided under the HTH Worldwide Insurance plan are listed below:

Benefits	Participant	Spouse/Children
Medical Expense Coverage
Policy Year Maximum Benefits	$250,000 per injury or sickness	$50,000 per injury or sickness
Deductible (per Injury or Sickness)	$100 (reduced to $50 if first seen at student health center)	$100 (reduced to $50 if first seen at student health center)
Basic Medical	80% up to $10,000	80% up to $10,000
Supplemental Major Medical	After Basic Medical, 100% up to an additional $240,000	After Basic Medical, 100% up to an additional $40,000
Outpatient Prescription Drugs	50%	50%
Durable Medical Equipment	Rental or Purchase charges	Rental or Purchase charges
Hospital Room & Board	Lesser of semi-private accommodation or $500 per day	Lesser of semi-private accommodation or $500 per day
Intensive Care	$1,000 per day	$1,000 per day
Mental Disorders, Drug/Alcohol Abuse	$500 Outpatient $5,000 Inpatient	$500 Outpatient $5,000 Inpatient
Therapeutic Abortion	$500	$500
Motor Vehicle Accident	$10,000	$10,000
Sports Injuries	$5,000	$5,000
Ground Ambulance	$350	$350
Injuries to Sound Teeth	$250/tooth per injury	$250/tooth per injury
Additional Coverage
Medical Evacuation	$100,000	$50,000
Bedside Visit to Hospitalized Insured	Up to $750 for Airfare and Hotel Accommodations	Up to $750 for Airfare and Hotel Accommodations
Repatriation of Remains	$15,000	$15,000

WISE Abroad * P.O Box A-4, College Station, TX 7782 USA * 6530 Waterway Dr. College Station, TX 77845 USA
Tel: 979-492-1345 Fax: 979-776-1387 * Email: wise@wiseabroad.org
Click on Partners and Staff for a list of WISE Abroad contacts and partner offices overseas.